October 2026

A clinic's financial discussion with a consultant and manager in a dusk-lit office, highlighting the complexity of financial health.
Insights

Clinic Financials: A Detailed Breakdown

Most founders think a 17% profit margin means their clinic is thriving. That’s a myth. When you dive into the numbers, you find that cash flow and asset management are where most clinics stumble. The P&L might say you’re in the green, but your balance sheet could be hiding liabilities that are wa…

An angel investor reviews financial documents at a wooden table, highlighting the theme of startup evaluation in India.
Insights

Evaluating Startups Like an Angel

Most Indian founders are fixated on raising funds, but very few understand what an angel investor truly needs to see before cutting you that first cheque. Here’s the blunt truth: if you’re not ready to show your angel investor the numbers that matter, you’re wasting both your time and theirs. Fun…

Overhead view of an office desk with financial reports and a brass clock, illustrating business analysis ratios.
Insights

Essential Ratios for Business Analysis

You’re not as profitable as you think. A ₹2 crore profit sounds fantastic until you realize it’s on ₹80 crore in revenue. That’s a 2.5% margin, which is barely scraping by. Do you know what’s worse? Ignoring these numbers and blindly scaling up. Most Indian startup founders overlook the power of …

Evening view into a textile processing facility, highlighting the cash flow theme with yarn and fabric rolls visible.
Insights

Cash Flow: The Honest Statement

Let’s not sugarcoat it: Profit is just an opinion, but cash is a reality you cannot escape. You can paper over profits with creative accounting, but your cash flow statement will tell you the unvarnished truth. Many Indian founders get blindsided by this harsh reality, only to find themselves scr…

Two colleagues in a startup office discussing financial strategies through a glass partition, related to balance sheets.
Insights

The Balance Sheet Explained

Most founders ignore the balance sheet until it bites them. You might think you know your company inside out because you track the income statement religiously. But missing the balance sheet’s story can cost you dearly. It’s not just a bureaucratic document for your CA to handle. It’s a snapshot …

Close-up of an abacus on a wooden surface, reflecting the concept of costs and margins in startups.
Insights

Understanding Costs and Margins

Most Indian startup founders think they have a handle on their costs and margins. They don’t. You might believe that selling more units means more profit, but without understanding costs and margins, you’re flying blind into a financial storm. Here’s the uncomfortable truth: Misunderstanding your…

A warehouse scene with workers loading large crates onto trucks, illustrating the concept of revenue calculation in startups.
Insights

Revenue: Separating Sales from Earnings

Most Indian startup founders boast about their revenue. But here’s the harsh truth: not all “revenue” is created equal. You might be booking sales, not earnings. And that could be setting you up for failure. Understanding Revenue: More Than Just Sales Let’s cut to the chase — revenue isn’t just a…

A street-level view of an Indian marketplace shows a founder discussing business within a lively, colorful setting.
Insights

Demystifying the Income Statement

Your income statement is lying to you. It’s not a snapshot; it’s a rolling film of your finances, capturing the relentless march of revenue and expenses. Most founders skim the bottom line, mistakenly thinking it tells the full story. Newsflash: it doesn’t. The real insight lies in the journey fr…

Three founders intensely engage with a marker-covered whiteboard in a bustling Indian startup office, discussing finance.
Insights

The Art and Science of Finance

Most Indian founders think they know their numbers. They don’t. You might be one of them, staring at your financial statements like they’re gospel truth. Here’s a wake-up call: they’re not. Your P&L is a story, not a fact. And like every story, it depends on who tells it, how they tell it, and wh…

Doctor and financial consultant in discussion inside an IVF clinic, reflecting the theme of doctors as financial managers.
Insights

Doctors as Financial Managers

Most doctors are terrible financial managers. There, I said it. And if you’re a doctor turned entrepreneur, especially in the IVF or healthcare space, you need to pay attention. Running a clinic isn’t just about saving lives and improving health outcomes. It’s about managing a complex business. T…

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